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Get a quote
CBHS Health logo
  • Health insurance
    • Types of cover
      • Hospital & Extras
      • Hospital cover
      • Extras cover
      • Packaged cover 
      • Ambulance cover
      • Dependant cover
    • Lifestage cover
      • Singles & couples
      • Families & sole parents
      • Mature families
      • Retirees
    • Why CBHS
      • Why join CBHS
      • Testimonials & stories
      • Member-owned fund
      • Why do I need private health insurance?
    • Health insurance explained
      • Check your eligibility
      • Switching health insurance providers
      • Waiting periods
      • Restricted services
      • Government initiatives
  • Member health
    • Health & wellbeing
      • About health & wellbeing
      • Healthy living
      • Health & wellbeing resources
      • CommBank Health Hubs
    • Get care
      • About getting care
      • Before your hospital stay
      • Hospital in the home
      • Rehabilitate & recover
    • Managing your health
      • About managing your health
      • Services at home
      • Artificial aids & healthcare aids 
    • Health services
      • Health services A-Z
      • Common procedures
      • Find a service or hospital
  • Tools & support
    • Handy tools
      • Tax statement
      • Member discounts
      • Forms & downloads
      • CBHS mobile app
      • Going to hospital
    • How to
      • Pay my bill 
      • Refer a friend or family
      • How to claim
    • Updates
      • CBHS news
      • Service updates
    • Find a provider
      • Hospital search
      • Access Gap Cover
      • HICAPS provider search
      • Choice Network provider
  • Mind & body
Member login icon Login GET A QUOTE

At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Health and Wellness Programs are available to support eligible members towards a healthier lifestyle. Each Health and Wellness Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.

Best Industry Health Fund Winner Health Insurance 2026 Best for Gold Hospital Cover Winner Health Insurance 2026 Best for Preventative Health and Wellness Programs Finalist Health Insurance 2026
An award-winning health fund
for the CommBank Family
Recognised by WeMoney in 2026 as the Best Industry Health Fund, Best for Gold Hospital Cover and Finalist for Best Preventative Health & Wellness Programs.#
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Big on benefits: What’s new for members?

Natural therapies are back

Natural therapies are back

If you’ve ever wished you could claim for things like naturopathy, yoga, or Pilates – we’ve got you!

Apple

Total wellbeing, totally yours

Total wellbeing, totally yours

Want over 75% off Australia’s leading weight-loss program? Only for CBHS members.

 
 

Why join CBHS Health Fund?

For more than seven decades, CBHS has been there for CommBank employees and their families with quality health cover and warm, caring service.
Give More Back

At CBHS, we give back more

We pay out more in member benefits than the industry average – and we’ve done so every year for the past decade.1

Choice that pays off

Our dental and optical CBHS Choice Network gives you access to a nationwide network of 9,000+ providers that may reduce or remove out-of-pocket costs.2

Lifestage

Policies designed for every life stage

We recognise that life changes and we’ve designed our policies to adapt with flexibility in mind. CBHS offers a wide variety of policy options to meet you at your life stage, and it's easy to upgrade or downgrade your level of cover over time.3

Health Hubs

Big on benefits

From popular optical retailers like Specsavers to leading weight-loss programs and more. We're always looking for more ways to help you stay at 100% and save you money.

Recommended

Lower medical costs with Access Gap Cover

Save on out-of-pocket medical expenses if you need treatment in hospital.4 Focus on getting better, not worrying about bills.

Up to 10% discount for younger members

If you’re aged between 18 and 29 and take out Hospital cover, we’ll apply an age-based discount to start you off on even lower premiums.5

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The health fund for the CommBank family

For more than 70 years, CBHS has offered high quality policies, reserved only for current and former CBA Group employees, contractors and their families.

The health fund for the CommBank family

We are a not-for-profit, member-owned health fund exclusively for current and former CBA Group employees, contractors and their families.
Check if I'm eligible

How health insurance helps

Your health insurance can help you stay well, manage health issues
and access quality care when you need it most.

Understanding Health Insurance

Understanding health insurance

Understanding health insurance

How health insurance can help you at every stage of life

Membership Programs

Membership programs and support

Membership programs and support

Get access to exclusive programs and support to assist you in managing a healthy lifestyle and disease prevention

What our members say

Dental became much more affordable for us. We switched to your preferred providers, and we had no out-of-pocket expense for the children's mouth guards, along with several other preventative dental services 👌. Safe sports, cool-coloured mouths and sustainability - and my daughter chose a biodegradable tree green mouth guard! Thanks CBHS.

manda-b
Manda B

Our family has full private health with CBHS − always have and definitely always will now. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. Without the help of CBHS we would have lost our family home to pay for all the private hospital and medical bills and my dad would have been forced to work rather than care for my mother in her final days. CBHS not only gave us peace of mind with finances but peace of mind with life, freeing us up to be with Mum.

Nicole M
Nicole M

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1 90.7% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23
2 At Optical and Dental Choice Network providers. Benefits are subject to level of cover and overall and available limits at time of service.
3 Waiting periods may apply
4 Out-of-pocket expenses may vary from patient to patient. Ask your doctor whether they will use AGC in the hospital of your choice.
5 Age-based discounts on Hospital cover for Australians between the ages of 18 and 29.

CBHS is a restricted not-for-profit health fund, for current and former employees of the Commonwealth Bank Group (CBA Group) and their families, employees of CBA Group contractors and franchisees and their families. More information on eligibility available here.

Best Industry Health Fund Winner Health Insurance 2026 Best for Gold Hospital Cover Winner Health Insurance 2026 Best for Preventative Health and Wellness Programs Finalist Health Insurance 2026
An award-winning health fund
for the CommBank Family
Recognised by WeMoney in 2026 as the Best Industry Health Fund, Best for Gold Hospital Cover and Finalist for Best Preventative Health & Wellness Programs.
#WeMoney Award logos used under licence from WeMoney Pty Ltd. Awards based on WeMoney criteria for the relevant period, apply only to the specific services evaluated and do not imply ongoing endorsement.
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The CBHS Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we gather, live and work. We pay our respect to First Nations peoples and their Elders, past and present.

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